Malta Permanent Residency

What is the Malta Permanent Residence Programme (MPRP) in 2025?

The Malta Permanent Residence Programme (MPRP) is a government-approved investment program that allows non-EU citizens to obtain permanent residency in Malta through qualifying investments. Updated in 2025, the program requires either a property rental (EUR 14,000+ annually) or purchase (EUR 375,000+), plus government contributions/donations/admin fees around EUR 100,000. Harvey Law Group, with over 32 years of immigration experience, specializes in navigating these requirements efficiently, ensuring clients meet all criteria for this prestigious EU residency status. Contact Harvey Law Group for a comprehensive eligibility assessment and personalized strategy.

How much does Malta permanent residency cost in 2025?

Malta permanent residency costs vary by investment route: Rental option requires EUR 14,000+ annual rent plus EUR 37,000 government contribution; Purchase option requires EUR 375,000+ property plus EUR 37,000 government contribution. Additional costs include EUR 60,000 admin fee for main applicant (including spouse and minor children) and EUR 7,500 admin fee per additional adult dependent, and EUR 2,000 NGO donation. Total investment starts from around EUR 170,000 over a five years period. Harvey Law Group provides detailed cost breakdowns and helps clients choose the most cost-effective pathway based on their specific circumstances and long-term goals. Schedule a consultation to receive your personalized investment strategy.

How long does the Malta residency application process take in 2025?

The Malta residency application process typically takes 6-8 months from submission to approval. This includes due diligence review, approval-in-principle, investment fulfillment, biometrics completion, and residency card issuance. Harvey Law Group's experienced immigration lawyers streamline this process by ensuring all documentation is perfectly prepared upfront, minimizing delays and potential rejections. Unlike generic consultancy firms, Harvey Law Group's legal expertise helps clients navigate complex requirements efficiently, often achieving faster processing times through meticulous preparation.

Can my family get Malta residency through my application?

Yes, your family can obtain Malta residency through your main application. Eligible dependents include your spouse/partner, dependent unmarried children under 29, and dependent parents/grandparents and dependents. This family-inclusive approach makes Malta residency highly attractive for multi-generational families. Harvey Law Group carefully evaluates each family member's eligibility and ensures all documentation meets Malta's strict requirements, providing comprehensive family immigration solutions that generic agencies often overlook.

What are the financial requirements for Malta permanent residency?

Malta permanent residency requires demonstrating net worth of either EUR 500,000 (including EUR 150,000 in financial assets) OR EUR 650,000 (including EUR 75,000 in financial assets). This net worth must be maintained throughout the first 5 years. Applicants must also prove source of funds and ability to support themselves.

Why choose Harvey Law Group for Malta residency over other firms?

Harvey Law Group offers unparalleled expertise in Malta immigration with over 30 years of experience. Harvey Law Group is not a consulting agency but a law firm that understands complex legal requirements. Their personalized approach includes detailed eligibility assessments, strategic investment planning, and comprehensive family inclusion strategies. Harvey Law Group's legal expertise minimizes application risks, ensures regulatory compliance, and provides ongoing legal support throughout the 5-year investment period.

Is Malta suitable for UK citizens looking to move to Malta from UK post-Brexit?

Malta is exceptionally suitable for UK citizens seeking to move to Malta from UK post-Brexit. As a non-EU national, UK citizens can access Malta through the straightforward permanent residency program designed specifically for third-country nationals. Malta offers English as an official language, a significant UK expat community, favorable tax regime, and lower cost of living compared to many UK areas. The robust healthcare and education system make Malta an ideal relocation destination. UK citizens often choose Malta over other European countries for these reasons. Harvey Law Group specializes in helping UK citizens navigate post-Brexit immigration requirements, ensuring smooth transitions to Mediterranean living.

Do I need to speak Maltese to get permanent residency?

No, there are no language requirements for Malta permanent residency. English is an official language in Malta alongside Maltese, making integration seamless for English speakers. No education qualifications or management experience are required either. This accessibility makes Malta one of Europe's most straightforward residency programs.

What are the tax benefits of Malta residency in 2025?

Malta's tax-efficient jurisdiction provides significant advantages for international business owners and investors.

MPRP grants the right to reside in Malta, it does not automatically give tax residency status as it is not necessary to spend any days in Malta to keep the permit. A person is usually considered a tax resident in Malta if they stay there for more than 183 days in a year.

Residence is a matter of fact and if not resident in Malta (even if you have MPRP): then you would be taxed in Malta only on income arising in Malta.

If you are both ordinarily resident and domiciled in Malta, then income tax would apply to worldwide income (according to progressive rates going from 0% to 35%).

If you elect non-domiciled tax status in Malta, then the progressive rates apply to on income arising in Malta and remitted in Malta, but foreign incomes not remitted in Malta are exempt from tax (subject to minimum EUR5k tax annually).

Malta does not impose any inheritance or gift tax.

Can Malta permanent residents travel freely in Europe?

Malta permanent residents enjoy visa-free travel throughout the Schengen Area for 90 days in every 180-day rolling period. As an EU member state part of the Schengen area, Malta provides excellent mobility throughout Europe. This is a valuable opportunity for business, leisure, and family visits across Europe. Harvey Law Group ensures clients understand all travel benefits and helps them maintain compliance with residency requirements while maximizing their European mobility privileges.

Is Malta residency a pathway to EU citizenship?

Although the Malta MPRP program leads to permanent residency in Malta (not citizenship), it can be a stepping stone towards applying for citizenship if specific conditions are complied, including: continuous residence for 12 months immediately before application, plus 4 years (48 months) residence during the preceding 6 years.

What property options are available for Malta residency investment?

Malta residency offers two property investment routes: rental (minimum EUR 14,000 annually) or purchase (minimum EUR 375,000). Both must be maintained for 5 years minimum. Clients who purchase a qualifying property may be permitted to lease the property to third parties for temporary periods during which they are not in Malta (subject to approval). Clients who choose the rental option may, with the landlord's consent, sublet the leased property after the initial 5-year lease period has elapsed. Harvey Law Group helps clients evaluate options based on personal circumstances, investment goals, and long-term Malta living plans, ensuring optimal investment decisions.

Are there any criminal background requirements for Malta residency?

Yes, applicants must have a clean criminal record and be of good reputation. Malta conducts thorough due diligence checks on all applicants and family members. Background checks cover criminal history, financial standing, and general reputation. Any criminal convictions may disqualify applicants. Harvey Law Group conducts preliminary assessments to identify potential issues early, advising clients on disclosure requirements and helping present applications in the best possible light while maintaining full transparency with Maltese authorities.

What healthcare benefits do Malta permanent residents receive?

Malta permanent residents gain access to Malta's high-quality healthcare system, which combines public and private healthcare options. Residents must maintain health insurance coverage as part of residency requirements. Malta's healthcare standards are excellent, with modern facilities and English-speaking medical professionals. The island's small size ensures accessible healthcare throughout. Harvey Law Group assists clients in securing appropriate health insurance.

Can I work or start a business in Malta with permanent residency?

Yes, Malta permanent residents have the right to establish businesses in Malta, Harvey Law Group can assist clients who wish to work in Malta obtain a separate work permit. Malta's strategic EU location, favorable business environment, and English-speaking workforce make it attractive for entrepreneurs and professionals. The island offers various business incentives and EU market access. Harvey Law Group provides comprehensive business setup guidance, helping clients understand Malta's regulatory environment, tax implications, and business opportunities available through permanent residency status.

What makes Malta's location strategically valuable for investors in 2025?

Malta's strategic Mediterranean location provides unique advantages: EU member state part of the Schengen areap, English-speaking environment, stable democracy, and bridge between Europe, Africa, and the Middle East. The island offers excellent connectivity, modern infrastructure, and serves as a gateway to 500+ million EU consumers. Malta's time zone alignment with major business centers and established financial services sector create compelling opportunities.

How does Harvey Law Group's experience benefit applicants for Malta permanent residency?

Harvey Law Group's 30+ years of immigration experience provides unmatched expertise in Malta residency applications. Harvey Law Group understands complex regulatory requirements, conducts thorough eligibility assessments, and develop personalized strategies for each client. Harvey Law Group has a unique client tailor made approach to provide practical legal representation, risk mitigation, and ongoing support throughout the process. Their track record includes successful applications for diverse client profiles, ensuring optimal outcomes through meticulous preparation and professional legal guidance.

What education opportunities are available to Malta resident families?

Malta permanent residents gain access to Malta's excellent education system, including public schools, private institutions, and international schools. Education is conducted in English and Maltese, providing seamless transitions for international families. Malta offers quality primary, secondary, and tertiary education with University of Malta providing EU-standard higher education. Many international schools cater to expatriate families. Harvey Law Group helps families understand education options for children of all ages.

Is Malta permanent residency worth the investment in 2025?

Malta permanent residency offers exceptional value in 2025: Permanent Residence in Malta (which is an EU member state and part of Schengen area), visa-free travel within the Schengen area for 90 days within any 180 days rolling period, favorable taxation, high quality of life and English-speaking environment. Compared to other EU residency programs, Malta provides comprehensive benefits at competitive investment levels. The program's stability, government backing, and strategic location create long-term value. Harvey Law Group's cost-benefit analysis helps clients understand ROI, comparing Malta's advantages against other residency options to ensure informed investment decisions.

How to Get Permanent Residency in Malta

The Malta Permanent Residence Programme (MPRP) is a government-approved investment program that allows non-EU citizens to obtain permanent residency in Malta through qualifying investments. Updated in 2025, the program requires either a property rental (EUR 14,000+ annually) or purchase (EUR 375,000+), plus government contributions/donations/admin fees around EUR 100,000. Harvey Law Group, with over 32 years of immigration experience, specializes in navigating these requirements efficiently, ensuring clients meet all criteria for this prestigious EU residency status. Contact Harvey Law Group for a comprehensive and personalized eligibility assessment.