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Malta permanent residency

Malta permanent residency overview

The Malta Permanent Residence Program grants a non-EU applicant over 18 the right to reside indefinitely in Malta, a European Union and Schengen member, with visa-free Schengen travel for 90 days in any 180-day period.

The applicant must either rent property at a minimum of EUR 14,000 a year or buy property worth at least EUR 375,000, hold it for five years, and pay a EUR 37,000 government contribution, EUR 60,000 in government admin fees covering the spouse and minor children, EUR 7,500 per additional adult dependent, and a EUR 2,000 donation to a Maltese NGO.

Applicants must show assets of at least EUR 500,000, including EUR 150,000 in financial assets, or EUR 650,000 including EUR 75,000 in financial assets. Dependents include a spouse or partner, unmarried children under 29, and dependent parents and grandparents. There is no language, education, or management experience requirement, and a conditional path to citizenship exists subject to residence conditions. Processing runs 6 to 8 months.

Malta permanent residency benefits

  1. Dependents include a spouse or partner, dependent unmarried children under 29, and dependent parents and grandparents
  2. Member of the European Union and Schengen Area
  3. Right to reside indefinitely in Malta
  4. Visa-free travel in the Schengen Area for 90 days in every 180-day period
  5. A low-cost and tax-efficient jurisdiction
  6. No language requirement
  7. No education or management experience required
  8. Potential path to citizenship under the Maltese Citizenship Act Chapter 188, subject to conditions: residing in Malta continuously for the 12 months immediately before the application without exiting Malta, and during the 6 years immediately preceding those 12 months having resided in Malta for an aggregate of at least 4 years (48 months); not guaranteed
  9. Option to obtain a temporary 1-year visa at the start of the process following standard background checks

Malta permanent residency requirements

  1. Be over 18 years of age and a non-EU citizen
  2. Meet the qualifying investment requirements
  3. Hold the property investment for a minimum of 5 years
  4. Have a clean criminal record
  5. Acquire health insurance coverage in Malta
  6. Be in good health and of good reputation
  7. Provide evidence of the source of funds used for the application
  8. Have sufficient financial resources to support themselves
  9. Provide proof of assets: at least EUR 500k (including at least EUR 150k in financial assets) or at least EUR 650k (including at least EUR 75k in financial assets), to maintain throughout the first 5 years

Malta permanent residency investment options

  1. Must either rent or purchase property in Malta, held for at least 5 years, and make mandatory contributions
  2. Property investment and linked government contribution:
  3. Rental option: minimum annual rental of EUR 14k plus a government contribution of EUR 37k
  4. Property purchase option: value of at least EUR 375k plus a government contribution of EUR 37k
  5. Government admin fees:
  6. EUR 60k for the main applicant (includes spouse and minor children)
  7. EUR 7,500 per additional adult dependent
  8. Donation to a Malta non-government organisation: EUR 2k
  9. The above fees and investments are due after Approval in Principle, except for a minimum part payment of the government admin fee of EUR 15k, which is payable upon submission

Malta permanent residency application process

Process (6 to 8 months)

  1. Preparation and submission of the application documents (with AKM Licensed Agent number AKM-DISC)
  2. Review of the application by Maltese authorities and conducting of background checks
  3. Obtain approval-in-principle
  4. Submit proof of health insurance coverage and fulfill the investment requirements
  5. Complete the biometrics in Malta and apply for permanent residency
  6. Issuance of the permanent residency certificate and card
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Malta permanent residency

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