What Is The Malta Permanent Residence Program

The Malta Permanent Residency Program requires applicants to meet specific investment requirements, including renting or purchasing property in Malta and making several mandatory contributions.
The rental option requires a minimum annual rental of EUR 10,000 in the South of Malta or Gozo, or EUR 12,000 elsewhere, while the purchase option requires a minimum value of EUR 300,000 in the South of Malta or Gozo, or EUR 350,000 elsewhere.

In addition, applicants must pay an administration fee of EUR 40,000, a government contribution of EUR 28,000 or EUR 58,000 (depending on whether they are purchasing or renting property), and a donation of EUR 2,000 to a Malta non-governmental organization. They must also make a contribution of EUR 7,500 per parent/grandparent.

The Benefits

Residency and Family Inclusion

  • Member of the European Union and Schengen Area.
  • Right to reside indefinitely in Malta.

Dependents include:

  • Spouse or partner.
  • Dependent (unmarried) children of any age, including disabled children.
  • Dependent parents and grandparents.

Travel and Quality of Life

  • Free travel in Schengen Area for 90 days in every 180-day period.
  • High standard education and healthcare system.
  • A low-cost and tax-efficient jurisdiction.
  • Right to establish a business in Malta.
  • Attractive Tax Regime.

Requirements and Citizenship

  • No language requirement.
  • No education or management experience required.
  • Potential path to citizenship under Maltese Citizenship Act, Chapter 188, subject to conditions; citizenship is not guaranteed.

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    The Requirements

    • Be over 18 years of age and non-EU citizen.
    • Meet the qualifying investment requirements.
    • Hold the property investment for a minimum of 5 years.
    • Have a clean criminal record.
    • Acquire health insurance coverage in Malta.
    • Be in good health and of good reputation.
    • Provide evidence of the source of funds used for the application.
    • Have sufficient financial resources to support themselves.
    • Provide proof of assets of at least EUR 500,000, with at least EUR 150,000 in financial assets (to maintain throughout the first 5 years).

    Malta Investment Options

    The Property Rental Option

    Rent property with a minimum annual rental of:

    1. EUR 10,000/year in the South of Malta or Gozo; or
    2. EUR 12,000/year elsewhere.

    The Property Purchase Option

    Purchase property with a minimum value of:

    1. EUR 300,000 in the South of Malta or Gozo; or
    2. EUR 350,000 elsewhere.

    The Mandatory Contributions

    Government contribution of:

    1. EUR 28,000 if purchasing property; or
    2. EUR 58,000 if renting property.

    Other manditory conditions:

    1. EUR 2,000 donation to a Malta Non-Government Organisation.
    2. Contribution of EUR 7,500 per parent/grandparent.
    3. Administration Fee of EUR 40,000.

    The Process

    Arrows process

    Due Diligence and Application

    • Initial background & eligibility checks.
    • Preparation and submission of the application documents (with AKM Licensed Agent number AKM-DISC).
    • Review of the application by Maltese authorities and conducting of background checks.

    Approval and Investment

    • Obtain approval-in-principle.
    • Submit proof of health insurance coverage and fulfill the investment requirements.
    • Complete the biometrics in Malta and application for the permanent residency.
    • Issuance of the permanent residency certificate and card.

    Citizenship and Passport

    Potential path to citizenship under Maltese Citizenship Act, Chapter 188, subject to conditions; citizenship is not guaranteed.

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