The continued rise of political uncertainty around the world has led to many HNWIs looking for viable options for protecting their assets and also their families’ futures. Caribbean Citizenship by Investment (CBI) offers an approachable way for high-net-worth individuals to achieve a secondary citizenship.
Caribbean Citizenship by Investment (CBI) programs offer a variety of qualifying investments for eligible investors. Among the available eligible investment options, real estate remains the preferred route for many investors.
Antigua and Barbuda real estate continues to be one of the most popular options for investors to obtain Caribbean citizenship through investment. For high-net-worth individuals, investing in approved real estate projects, such as luxury villas, boutique resorts, serves as a qualifying investment under the government’s Citizenship by Investment Program.
Unlike other CBI jurisdictions, Antigua and Barbuda is becoming known for its crypto-friendly policies and supportive digital infrastructure, making it especially appealing to investors with digital assets or modern wealth portfolios.
Eligible real estate investments for Antigua and Barbuda’s CBI program require investors to make a minimum qualifying investment of USD 300,000.
Why Antigua and Barbuda Real Estate Investment?
For HNWIs considering the Antigua and Barbuda Citizenship by Investment Program, choosing the most suitable qualifying investment option is an important decision. Qualifying investments include contributing to the National Development Fund, making a donation to the University of the West Indies Fund, or investing in approved real estate.
Out of the three available options, the Antigua and Barbuda real estate investment route remains the top choice for many investors and HNWIs. This popularity is due to being able to invest in a tangible asset that may appreciate in value over time while also generating passive rental income.
Many of the developments that have been approved for investment as part of the Antigua and Barbuda real estate program are positioned in prime locations such as Nonsuch Bay, Jolly Harbour, and Verandah Estates. These locations offer well-established communities with strong tourism demand and the potential for high yielding rental income. This is further supported by long-term property value growth as the country continues to attract luxury travellers and foreign investment.
The minimum qualifying real estate investment is currently USD 300,000, with a five-year holding period after which the property may be resold to another applicant.
Family Planning Possibilities
For HNWIs and investors with a family, the Antigua citizenship real estate program is a significant option due to its wide inclusivity when compared to other programs.
Qualifying dependents include the applicant’s spouse, dependent children up to 30 years old, physically or mentally challenged dependent children over 18, unmarried siblings, and fully supported parents or grandparents over 55. The range of eligible dependents is far broader than that of other Caribbean citizenship programs.
Read Also: Family Relocation: Citizenship by Investment in Antigua and Barbuda
Supportive Environment for Cryptocurrencies and Digital Assets
Another advantage of Antigua and Barbuda Citizenship is the country’s forward-looking regulatory environment. Antigua and Barbuda has positioned itself as the only crypto-friendly Caribbean CBI jurisdiction, with the government actively supporting blockchain technology and digital asset licensing. This makes the program highly relevant in today’s market due to more and more investors diversifying their wealth portfolios to include cryptocurrency or other digital assets.
Other Advantages
Additional program advantages include a minimal five-day visit requirement, the acceptance of applicants with minor convictions (subject to due diligence), and zero personal income tax. Citizenship grants visa-free or visa-on-arrival access to over 150 destinations, including the Schengen Area, the United Kingdom, and Singapore.
Read Also: Dominica Real Estate Investment: CBI Property Guide 2026
Understanding the CBI Real Estate Route
The Antigua and Barbuda Citizenship by Investment Program is considered one of the most reputable and well-regulated real estate investment programs in the Caribbean. Only government-approved developments qualify for citizenship.
Government-Approved Developments with Strong Oversight
Investors can select from a pre-approved list of residential and resort-style projects that have received approval from the CIU. Eligible developments include luxury beachfront villas to serviced apartments located within branded developments.
Every approved project undergoes a thorough due diligence process that covers ownership structure, construction quality, financial integrity, and compliance with local regulations. The limited number of approved developments helps maintain high quality and investor confidence across the Antigua CBI real estate market.
Real Estate vs. Donation: Choosing the Right Route
While both the real estate and donation options offer identical citizenship rights, they differ significantly in structure and potential return.
- Real Estate Route: Offers a tangible, income-generating asset. Investors can earn rental returns and also benefit from property appreciation. After holding the asset for five years, it can be resold to another CBI applicant.
- Donation Route: Involves a non-refundable contribution starting from USD 230,000 for a family of four. This is a simpler route with lower administrative obligations, but no asset ownership or capital return.
A Trusted and Credible Citizenship Program
Since its establishment in 2013, Antigua and Barbuda’s Citizenship by Investment Program has become known as one of the most trusted programs in the Caribbean. The CIU maintains a low rejection rate, typically around 2–3%, due to thorough due diligence and clear eligibility criteria. Citizenship is guaranteed under the nation’s constitution, providing applicants with long-term security and legal certainty.
Types of Real Estate Available in Antigua and Barbuda that Qualify for the CBI Program
Investors considering investing in Antigua and Barbuda real estate for their qualifying investment will find a wide range of government-approved properties available for consideration. Available types of real estate include fully managed resort apartments, private beachfront villas, and residences within secure gated communities.
Each type of real estate offers a different set of strengths and weaknesses, allowing investors to choose a property that matches their needs.
Luxury Resort Apartments and Suites
For investors looking for a hassle-free and convenient ownership experience, apartments remain one of the most popular choices under Antigua and Barbuda real estate investment route.
Apartment developments will typically be located within the grounds of luxury resorts and are delivered fully furnished, climate-controlled, and equipped with modern amenities. They are also usually professionally managed by an onsite management team who handle day-to-day operations.
Projects such as Moongate Resort and Nonsuch Bay offer fractional ownership or shares in approved units, all of which qualify under the Citizenship by Investment Program. Investors may also join structured rental programs that generate passive income while maintaining the option for personal use.
Beachfront Villas and Townhouses
Investors who are looking for a more private experience or a larger living space may consider investing in a beachfront villa or townhouse. These types of property will typically feature two- or three-bedroom configurations, freehold ownership under a single title deed, and luxury amenities such as private pools, landscaped gardens, and a clear and unobstructed ocean view.
Many developments that offer villas or townhouses also operate optional rental management programs, providing owners with the opportunity to generate income when the property is not in personal use.
Gated Community Residences
Residences within a gated community offer a balance between investment potential and everyday livability. Gated communities are often built in large compounds of 25 acres or more, featuring shared amenities such as swimming pools, beach clubs, fitness centres, restaurants, and landscaped gardens.
Government-Approved Properties
All real estate investment options available under the Antigua and Barbuda Citizenship by Investment Program have received formal approval from the Citizenship by Investment Unit (CIU).
By only allowing investments in approved developments, the CIU can make sure that eligible projects meet strict standards in construction quality, financial structure, ownership transparency, and compliance with local regulations.
Currently, Antigua and Barbuda allow investments in four primary developments for investors. All properties must be held for a minimum of five years to maintain citizenship eligibility, and professional property management is available across developments to support rental income and long-term maintenance.
Nonsuch Bay Resort – SOLD OUT
Although the Nonsuch Bay Resort is currently sold out, the development highlights the high quality expected from approved projects. The Nonsuch Bay Resort is located approximately 45 minutes from the airport, and is a large waterfront development that offers a variety of beachfront villas, apartments, suites, and townhouses.
Nonsuch Bay is fully operational and features resort-style amenities such as watersports facilities, restaurants, swimming pools, a spa, boutique retail options, and maintained grounds.
While the project was accepting investments, the price points were as follows:
- A fractional share of a 3-bed Townhouse at USD 200,000.
- Luxury ‘Escape’ Suites at USD 400,000.
- 1-bed apartments at USD 500,000.
- 2-bed apartments at USD 800,000.
- 3-bed apartments at USD 965,000.
- 2-Bed Beachfront Villas at USD 900,000.
- Full 3-bed Townhouse at USD 1,200,000.
While all fractional shares have sold out, resale opportunities may become available as owners reach the end of their five-year holding period. Resales can qualify for citizenship, provided the property remains approved and the minimum investment criteria are met.
Important note: Investors must hold their investment for a period of 5 years to maintain eligibility.
Moongate Resort – Half Moon Bay
The Moongate Resort Antigua and Barbuda development is another approved Antigua and Barbuda real estate development that is eligible for the CBI program. Unlike the Nonsuch Bay Resort, Moongate Resort is currently open to investors.
Located in Half Moon Bay, the resort is a short two-minute walk from one of Antigua’s most iconic beaches. The development is designed as a boutique luxury hotel offering a selection of high-end suites, all designed with a contemporary Caribbean style approach.
Available amenities include a clubhouse, bar, restaurant, spa facilities, and an infinity-edge pool overlooking Half Moon Bay’s coastline.
Qualifying investments begin at USD 350,000 and are structured as a freehold under a single title deed, offering a clear and straightforward investment path compared to multi-unit fractional structures.
In order to remain eligible, the investment must be held for the required five-year period.
For investors who wish to earn passive income from their investment, Moongate’s rental program is professionally managed by an established hospitality and marketing platform. This allows investors to enjoy a combination of personal use and rental income.
The Gardens – Jolly Harbour
The Gardens at Jolly Harbour is situated within Jolly Harbour, the island’s leading marina community and a well-established neighbourhood featuring restaurants, supermarkets, banking services, retail outlets, a medical clinic, and a golf course.
The Gardens offers fully furnished villas with private pools, modern construction, and freehold ownership. Qualifying Investment begins at USD 300,000, with both fractional and full ownership options available. Other eligible investments include:
- Fractional ownership of a villa at USD 300,000
- Aloe 2-bed villas (1,791sf) at USD 829,000
- Neem 3 bed villas (2,450sf) at USD 974,200
- Hummingbird 3 bed villas (2,661sf) at USD 999,825
- Optional add on Cottage (347sf) at USD 199,525
Another advantage to The Gardens is that the full-service marina draws yacht owners and high-end travellers throughout the year, which helps keep rental demand consistently strong. Investors can also rely on professional property management to handle day-to-day operations, maximise rental income, and ensure the villas are kept to resort-level standards.
Verandah Estates
Verandah Estates Antigua and Barbuda is a well-established, 25-acre gated community offering investors a combination of privacy, strong infrastructure, and long-term value.
The development is located near hotels, beaches, and popular dining areas, and would be suitable for families and year-round residents who prefer living within a neighbourhood rather than a traditional resort.
Villas are available in two- and three-bedroom options, built with contemporary Caribbean architecture and high-quality finishes, including modern appliances and private outdoor spaces.
Verandah Estates provides full 24/7 gated security, properly maintained common areas, and optional professional property management.
Qualifying investments begin at USD 400,000 for a 2 bedroom villa and USD 450,000 for a 3 bedroom villa. Both options come with full freehold ownership.
The investment must be held for the required five-year period. Homes come fully furnished and ready for immediate use, making the relocation or ability to rent out the property simple for investors.
Antigua and Barbuda Citizenship Benefits Through Real Estate
For investors considering a Citizenship by Investment program in the Caribbean, investing in Antigua and Barbuda real estate provides investors and their families with a second citizenship that can be passed to future generations.
Most Family-Inclusive CBI Program
One of the biggest advantages of the Antigua and Barbuda Citizenship by Investment Program is its extended level of family inclusion. Antigua offers the broadest family eligibility in the Caribbean, allowing applicants to secure citizenship not only for immediate family members but also for extended relatives, an area where competing programs significantly limit eligibility.
Immediate Family Eligibility Includes:
- Spouse
- Children up to 30
- Parents above 55 years old.
- Unmarried siblings (any age) of the Applicant or Spouse.
- Grandparents over 55 (if financially supported)
- Dependent grandchildren (children of dependent children)
Visa-Free Global Mobility
Citizens of Antigua and Barbuda can travel visa-free or visa-on-arrival access to more than 150 countries and territories.
Key Travel Benefits Include:
- United Kingdom: Up to 6 months per visit visa-free
- Schengen Area / EU: 90 days within any 180-day period
- Singapore and Hong Kong
- Most Caribbean nations (CARICOM free movement)
- South America and parts of Asia
Zero Personal Income Tax
Antigua and Barbuda has an attractive tax environment for investors, particularly those considering obtaining a second citizenship for protecting their wealth or planning long-term asset protection.
Tax Advantages:
- No personal income tax
- No capital gains tax
- No inheritance or wealth tax
- Favourable treatment for rental income derived from local property
For non-residents, Antigua only taxes income generated within the country. Foreign-sourced income, including investment portfolios, offshore earnings, rental income abroad, and family wealth, is not taxed in Antigua.
Crypto-Friendly Jurisdiction
Antigua and Barbuda is the Caribbean’s most crypto-friendly country, making it especially attractive to modern investors with digital asset portfolios. The government has publicly supported blockchain initiatives and established a regulatory environment to promote the development of innovation and responsible adoption.
The Antigua and Barbuda CBI Application Process
The Antigua and Barbuda real estate investment option under the Citizenship by Investment (CBI) Program requires all applications to be submitted through an authorized representative, such as Harvey Law Group (HLG), which has been officially approved by the local Government.
Typically, the application process will take between six to nine months, depending on the complexity of the case.
Initial Consultation and Property Selection
Before the formal application begins, it is recommended for investors to start with a consultation with Harvey Law Group to review the government-approved real estate options available under the Antigua and Barbuda CBI Program.
During this stage, our expert will help compare different properties available, assess the overall budget, including government fees, due diligence costs, and legal fees and identify which option best aligns with the investor’s objectives.
Due Diligence and Application Stage
The application process begins with a structured assessment to confirm eligibility and ensure all requirements of the Antigua and Barbuda Citizenship by Investment Program are met.
Pre-Assessment, KYC, and Eligibility Review
As an authorised representative, HLG will first conduct a detailed pre-assessment. This includes Know Your Client (KYC) checks, a review of personal background and source of funds, and confirmation that the applicant and dependants meet all eligibility criteria. This process is important as it will help to identify any potential issues early and avoid any costly delays or issues.
Document Preparation and Submission
Once eligibility is confirmed, the applicant completes the required application forms and prepares all the required supporting documentation, including identification documents, police certificates, financial records, and medical forms.
Applicants will also make a payment for the legal fees and the government’s due diligence fees.
After all documents are prepared and verified, the authorised representative submits the full application package to the Citizenship by Investment Unit (CIU) for review.
Approval and Investment Stage
Once the CIU has completed the due diligence checks, successful applicants will receive a formal approval-in-principle letter.
Once approval has been granted, the applicant proceeds with the payment of the remaining real estate investment amount, along with any applicable government fees and passport issuance fees.
Citizenship and Passport Issuance
Following confirmation that the investment has been made in full, the CIU issues the Certificate of Registration (citizenship certificate), confirming the applicant and all approved dependents as citizens of Antigua and Barbuda.
Passport Issuance
Once the citizenship certificates have been issued, Antigua and Barbuda passports can be processed for all included family members. Passports are typically issued within a few weeks of citizenship approval.
Post-Citizenship Requirements
Antigua and Barbuda requires new citizens to spend a minimum of five days in the country within the first five years of citizenship. During this visit, applicants and all dependants aged 18 or older must also take an oath or affirmation of allegiance.
Why Harvey Law Group
Choosing the right authorized representative is one of the most important decisions when applying for citizenship through real estate investment. With more than 30 years of experience in immigration by investment law, Harvey Law Group (HLG) offers clients clear, professional guidance on selecting the most suitable real estate project, understanding contribution requirements, and assisting with each step of the application process. HLG is an officially authorized representative of the Antigua and Barbuda Citizenship by Investment Unit (CIU)
From initial eligibility assessment and property selection to source of funds documentation, due diligence preparation, HLG provides assistance at every stage of the Antigua and Barbuda real estate investment process. Each case is handled individually to ensure accuracy, discretion, and the highest standards.
Contact Harvey Law Group for a confidential consultation about Antigua and Barbuda real estate investment opportunities.
