Indonesia Golden Visa – Investment Visa – Type E28C
The Indonesia Golden Visa E28C is an investment visa offering long-term residency with renewable 5- or 10-year permits. It allows investors and their families to live, invest, and conduct business in Indonesia without language or employment requirements. Investment thresholds start at USD 350,000 for 5 years, or USD 700,000 (or USD 1,000,000 in property) for 10 years, maintained throughout the visa duration. The fully online process is simple, and holders can expand investments anytime, providing a secure, long-term presence in Indonesia’s dynamic economy.
Indonesia Golden Visa Benefits
Residency and Family Inclusion
- Renewable 5 or 10 year residence permit with no physical presence requirement
- No language, education, or work experience requirements
- Right to live and conduct business in Indonesia
- Spouse and dependent children up to age 18 included
Travel and Quality of Life
- e-VISA and Re-Entry Permit issued automatically upon arrival
- Access to affordable lifestyle and investment opportunities across Indonesia, including Bali and Jakarta
Ease of Access
- Application is submitted entirely online; no interview or physical lodgment is required.
Indonesia Golden Visa requirements
- Passport valid for at least 6 months
- Clean criminal and immigration record
- Signed investment commitment letter
- Travel Itinerary and proof of accommodation/address
- Evidence of financial capacity (e.g., bank or investment statements)
- Proof of financial independence: minimum USD 5,000 per month in income or equivalent savings
- Comprehensive health insurance
Indonesia residency by investment Options
E28C Choose between two tiers
- USD 350,000 in government bonds, public company shares, or mutual funds (5-year permit)
- USD 700,000 in government bonds, or USD 1,000,000 in residential apartment (10-year permit)
- The investment must be maintained for entire visa duration
- Capital must be placed within 90 days of entry
- All investments must be registered in the applicant’s name and verified through supporting documents
Indonesia Golden Visa Process
Processing time : 2-3 Months
Due Diligence And Application
- Prepare documentation to verify financial capacity and investment commitment.
- Submit application and supporting documents online to the Indonesian Immigration Authority
- Processing typically takes 2-3 months
Approval And Investment
- Enter Indonesia and receive e-VISA and Re-Entry Permit at the airport
- Dependent visas issued for spouse and dependents
Residency
- Submit proof of investment within 90 days of entry to Indonesian Immigration Authority
Contact us
With over 30 years of immigration experience, each of Harvey Law Group’s lawyers carefully studies each client’s needs, resources and determines the immigration solution that best aligns with our client’s vision and values.
Frequently Asked Questions
What is the Indonesia E28C Visa?
The E28C visa is Indonesia’s passive-investment "Golden Visa," designed for foreign investors seeking long-term residency. It provides renewable 5- or 10-year residence permits. Harvey Law Group can guide you through the application process to ensure compliance and successful visa acquisition.
How long is the E28C valid for?
The visa is valid for 5 or 10 years depending on the investment tier and can be renewed as long as the qualifying investment is maintained. Harvey Law Group assists in maintaining investment compliance for visa renewal.
What are the benefits for Indonesia Golden Visa holders?
Holders enjoy unlimited entry and exit from Indonesia, no language or employment requirements, ownership rights to assets and property, and the ability to engage in business and investment activities. Harvey Law Group helps clients maximize these benefits legally and efficiently.
Can my family accompany me to Indonesia under the Golden Visa?
Spouses and children under 18 automatically qualify for dependent visas with separate government fees. No additional investment is required for dependents. Harvey Law Group ensures smooth dependent visa applications.
What are the investment criteria for the Indonesia Golden Visa?
For a 5-year visa: invest at least USD 350,000 in government bonds, publicly traded shares, or mutual funds. For a 10-year visa: invest at least USD 700,000 in the same options, or purchase residential property worth at least USD 1,000,000. Harvey Law Group provides tailored advice on suitable investments.
Are there other financial criteria for the E28C visa?
Applicants must open an Indonesian bank account and submit details within 90 days of entry. They must also demonstrate financial independence through consistent overseas income of at least USD 5,000 per month or sufficient funds to cover the visa duration. Harvey Law Group can assist with documentation and financial planning.
Are the investment funds locked in for the Indonesia Golden Visa?
Yes, investments must be maintained for the visa's duration. Early withdrawal without reinvestment into another qualifying asset may lead to visa cancellation. Harvey Law Group guides clients on maintaining compliance throughout the visa period.
How do I confirm my investment after arriving in Indonesia?
Visa holders must submit official documentation (brokerage statements, bond confirmations, or property deeds) to Indonesian immigration authorities online within 90 days. Harvey Law Group assists with document preparation and submission to ensure timely compliance.
What happens if I fail to meet the investment obligations?
Failure to complete the required investment or early withdrawal can result in visa cancellation, financial penalties, and a requirement to leave Indonesia. Harvey Law Group provides support to avoid these risks.
Is opening an Indonesian bank account mandatory?
Yes, particularly for government bond purchases. Shares and mutual funds may be managed through an Indonesian broker account, and property purchases require a local escrow arrangement. Harvey Law Group guides investors through these processes.
Which investments are most commonly selected for the Indonesia Golden Visa?
Common investments include government bonds, blue-chip banking and telecom shares, IDX-listed mutual funds, and residential properties in Jakarta and Bali. Harvey Law Group provides advice on optimal investment choices.
What are the government fees for the Indonesia Golden Visa?
As a guideline, 5-year visas cost IDR 13,000,000 (~USD 840) and 10-year visas IDR 19,500,000 (~USD 1,260), with additional service or agent fees. Harvey Law Group helps clients manage all fees transparently.
Can I make additional investments in Indonesia after obtaining the visa?
Yes, visa holders may expand their portfolio anytime, provided the qualifying amount is maintained. Harvey Law Group advises on additional investment opportunities.
Are there any restrictions on who can apply for the Indonesia Golden Visa?
Applicants must be foreign nationals with sufficient investment capital, clean criminal and immigration records, and intent to invest within 90 days. Nationals from Afghanistan, Cameroon, Guinea, Israel, Liberia, Nigeria, North Korea, and Somalia require additional clearance. Harvey Law Group guides clients through eligibility verification and clearance procedures.
Can I work or operate a business in Indonesia with the investor visa in Indonesia?
The visa allows investment and business activities but direct employment with an Indonesian company requires a separate sponsorship. Harvey Law Group helps clients navigate business compliance requirements.
Must I visit Indonesian immigration office after arrival?
No, the electronic Limited Stay Permit (e-ITAS) and Re-Entry Permit are issued automatically. A physical ITAS card is optional. Harvey Law Group advises on all post-arrival procedures.
Can I freely travel internationally during my stay?
Yes, visa holders can enter and exit Indonesia freely. Harvey Law Group provides guidance on travel documentation.
Does the E28C visa give work rights in other Asian countries?
No, the visa is valid only in Indonesia. Work or residence in other countries requires their own visas. Harvey Law Group advises clients on international mobility planning.
Which countries can I visit visa-free with the Indonesia Golden Visa?
Visa-free travel depends on passport nationality, not Indonesian residency. Harvey Law Group can advise on visa requirements for international travel.
What are the tax implications of the Indonesia Golden Visa?
Residing in Indonesia 183 days or more in 12 months triggers tax residency. Professional tax planning is recommended, and Harvey Law Group can connect you with tax advisors familiar with international investors.
Can the visa be renewed or upgraded?
Yes, the 5-year visa can be upgraded to 10 years with the higher investment threshold. Harvey Law Group supports visa upgrades efficiently.
Is there a pathway to permanent residency or citizenship?
The E28C visa does not automatically lead to permanent residency or citizenship. Citizenship is discretionary and typically rare, requiring strong ties and years of residence. Harvey Law Group can advise on long-term planning for residency or eventual citizenship.
What happens after my E28C visa expires?
Visa holders may renew if they meet investment thresholds, downgrade to another permit, or exit Indonesia. Harvey Law Group manages renewals and exit procedures.
Does the Indonesia Golden Visa provide subsidised healthcare or education?
No, foreign residents pay applicable premiums for public services. Harvey Law Group advises on access to local services for visa holders.
Can I live in the apartment purchased for the 10-year visa?
Yes, the purchased apartment can serve as your primary residence and may be leased subject to regulations. Harvey Law Group provides guidance on property compliance and use.
Is an interview required during the application?
Routine applications are processed online without interviews. Immigration may request additional documents case-by-case. Harvey Law Group prepares clients for any exceptional requests.
Is it required to hire a domestic helper?
No, hiring a domestic helper is not mandatory. Applicants may choose to do so voluntarily. Harvey Law Group can advise on practical considerations.
Is a residential address in Indonesia required for the application?
Yes, applicants must provide a local address, either via long-term lease or proof of accommodation. Harvey Law Group assists with documenting and verifying the address.
What documentation is required for the Indonesia Golden Visa?
Documents include residential proof, valid passport, passport photo, resume, travel itinerary, health insurance, and financial capability proof. Harvey Law Group ensures all documentation meets immigration requirements.
What is the processing timeframe for the E28C visa?
Initial online approval usually takes 5-15 working days, with the full process including banking and brokerage onboarding taking 2-3 months. Harvey Law Group manages the entire process to streamline approvals.