- Lasted Update: July 8, 2025
Malta Permanent Residency
The Malta Permanent Residence Programme (MPRP) offers a unique opportunity for non-EU nationals to obtain permanent residency in one of Europe’s most attractive destinations. With its rich history, stunning landscapes, and vibrant culture, Malta has become a popular choice for individuals and families seeking a new home. In this guide, we will explore the requirements, application process, benefits, and frequently asked questions regarding Malta permanent residence.
Malta Permanent Residency Benefits
Residency and Family Inclusion
Dependents:
- Spouse or partner
- Dependent (unmarried) children under 29
- Dependent parents and grandparents
Travel and Quality of Life
- Free travel in Schengen Area for 90 days in every 180-day period
- High standard education and healthcare system
- A low-cost and tax-efficient jurisdiction
- Right to establish a business in Malta
Ease of Access
- Member of the European Union and Schengen Area
- Right to reside indefinitely in Malta
- No language requirement
- No education or management experience required
- Potential path to citizenship under Maltese Citizenship Act Chapter 188 subject to conditions: i.e. reside in Malta continuously for the first 12 months immediately before the application (not exiting Malta) – and during the period of 6 years immediately preceding those 12 months he/she must have resided in Malta for periods in aggregate for not less than 4 years (or 48 months). (not guaranteed)
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Malta Residency Requirements
- Be over 18 years of age and non-EU citizen.
- Meet the qualifying investment requirements.
- Hold the property investment for a minimum of 5 years.
- Have a clean criminal record.
- Acquire health insurance coverage in Malta.
- Be in good health and of good reputation.
- Provide evidence of the source of funds used for the application.
- Have sufficient financial resources to support themselves.
- Provide proof of assets: (i) at least EUR 500k (comprising at least EUR 150k in financial assets) OR at least EUR 650k (comprising at least EUR 75k in financial assets) – to maintain throughout the first 5 years.
Malta Residency Investment Visa Options
Must either Rent OR Purchase property in Malta which must be held for at least 5 years and make Mandatory Contributions
Property Investment & linked Gov Contribution
Rental Option:
- Minimum annual rental of EUR 14,000 and
- Government contribution of EUR 60,000
Property Purchase Option:
- Value of at least EUR 375,000 and
- Government contribution of EUR 30,000
Government Admin Fees
- EUR 50,000 for main applicant
- EUR 10,000 per dependent
Donation to a Malta Non-Government Organization
- EUR 2,000
*Note that the above fees and investments are due after Approval in Principle (save for a minimum part payment of the Gov Admin Fee amounting to EUR 15k which is payable upon submission)
Malta Permanent Residency Process
Processing time 6-8 Months
Due Diligence And Application
- Preparation and submission of the application documents (with AKM Licensed Agent number AKM-DISC).
- Review of the application by Maltese authorities and conducting of background checks.
Approval And Investment
- Obtain approval-in-principle.
- Submit proof of health insurance coverage and fulfill the investment requirements.
- Complete the biometrics in Malta and application for the permanent residency.
Residency
- Issuance of the permanent residency certificate and card.
- Expected application processing time of 6-8 months.
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Frequently Asked Questions
What is the Malta Permanent Residence Programme (MPRP)?
The Malta Permanent Residence Programme allows eligible individuals to acquire permanent residency status in Malta through investment.
The program is designed to attract foreign investment while providing applicants with the chance to enjoy the high quality of life that Malta offers. The MPRP has undergone recent changes that simplify the application process and broaden eligibility criteria, making it easier for potential residents to establish their new lives in Malta.
Why should I apply for Malta residency by investment?
The Malta residency by investment Programme provides an attractive pathway for non-EU nationals looking to establish residency in Europe. With its straightforward requirements and numerous benefits, it serves as an excellent option for those seeking a new beginning in one of the Mediterranean’s most beautiful islands. Understanding these requirements can help potential applicants navigate the process effectively and achieve their goal of living in Malta.
Are specific educational qualifications or work experiences required for Malta residence application?
No education or management experience is required for Malta permanent residency.
What are the benefits of permanent residence in Malta?
Benefits of the residence in Malta include:
- Residency in an EU member state.
- Indefinite right to reside in Malta.
- Free travel in Schengen Area for 90 days in every 180-day period.
- Access to Malta’s education and healthcare systems.
- Potential path to Maltese citizenship (subject to conditions).
Who is eligible for permanent residency in Malta?
Non-EU citizens over 18 years old, meeting investment requirements, and fulfilling other criteria can apply.
Must applicants demonstrate a certain net worth or asset level to qualify for Malta residency schemes?
Yes, applicants must demonstrate a net worth of at least EUR 500,000, of which at least EUR 150,000 must be in financial assets. Alternatively, they can demonstrate a net worth of at least EUR 650,000 with at least EUR 75,000 in financial assets. This net worth must be maintained throughout the first five years of residency.
What is the application process for Malta residence permit?
The process for Malta residence permit involves due diligence, application submission, approval, investment fulfillment, biometrics, and residency issuance.
Can the applicant's family obtain residency through the same application?
Yes, the applicant’s family (spouse or partner, unmarried dependent children under 29, and dependent parents and grandparents) can obtain residency through the same application.
Is it possible to include the applicant's parents in the residency application?
Are there language proficiency requirements for the residence permit in Malta?
There is no language requirement for the Malta Permanent Residency Program.
What are the tax implications of relocating to Malta?
Malta offers favorable tax rates for residents. Income earned outside of Malta may not be taxed if certain conditions are met. It’s advisable to consult with a tax professional regarding your specific situation.
Relocating to Malta can be an exciting adventure filled with opportunities for personal growth and exploration. With its welcoming community, beautiful scenery, and rich culture, Malta provides an ideal setting for anyone looking to start anew in Europe. By understanding the residency options and practical considerations involved in your move, you can ensure a smooth transition into your new life on this enchanting island.
Can I obtain citizenship in Malta?
Yes, Malta offers a pathway to citizenship for individuals willing to make substantial financial commitments through the Citizenship for Exceptional Services by Direct Investment program. This initiative requires applicants to invest in property, contribute to the government, and support a local NGO. Successful candidates not only gain Maltese citizenship but also unlock the broader benefits of European Union membership, including the freedom to live and work across the EU, extensive visa-free travel privileges, and access to Malta’s high-quality healthcare and education systems. While the program demands significant financial resources, it provides a direct route to obtaining a powerful EU passport, making it an attractive option for those seeking to expand their global mobility and secure a foothold in Europe.
Is Malta suitable for UK citizens looking to relocate?
Malta residence permit for UK citizens is compelling option for those considering moving to Malta from UK, primarily due to its straightforward residency programs designed for non-EU nationals. These pathways facilitate legal residency, making it easier for UK expatriates to settle on the island. With English as an official language and a significant expat community, newcomers often find it easier to integrate into daily life.
Additionally, Malta offers a favorable tax regime, a high standard of living and a favorable cost of living compared to many areas in the UK. The island’s healthcare system is robust and accessible to residents, further enhancing its appeal.
While adapting to local customs and a different pace of life may take some time, many UK citizens discover that Malta provides a practical and welcoming environment for their new chapter.
How to get PR in Malta?
To get permanent residency in Malta as a non-EU citizen, you must apply through the Malta Permanent Residence Programme (MPRP), which requires a property investment (rental or purchase), a government contribution, a donation to a local NGO, proof of sufficient financial assets (EUR 500,000+), a clean criminal record, and health insurance, with the entire process typically completed in 6–8 months and allowing you and eligible family members to live indefinitely in Malta and travel freely within the Schengen Area.