Living in St Lucia: Paradise With Citizenship Benefits

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Since being first introduced in 2015, the St Lucia Citizenship Program (CIP) has provided investors and high-net-worth individuals to obtain second citizenship by investing in the country’s economy. The St Lucia’s CIP offers a variety of qualifying  investments including a donation to the Government Economic Fund, purchasing Government bonds, investing in real estate investment, or investing in a government approved business. 

In return, successful applicants gain all the rights and privileges of St Lucian citizenship, including visa-free access to over 140 countries, such as the UK, EU Schengen states, Singapore, and Hong Kong.

St Lucian citizens also enjoy highly favorable tax conditions including no tax on worldwide income, capital gains, inheritance, or wealth, as well as access to international banking, business opportunities, and the ability to include family members in the application. 

Island Living Excellence: The Advantages of Living in St Lucia

As one of the Caribbean’s most stable nations, St Lucia combines natural beauty with modern infrastructure, quality healthcare, and a strong legal framework, making it an increasingly attractive destination for global investors.

Relocating to St Lucia through the citizenship program, allows applicants to enjoy the full benefits of St Lucian nationality, including the right to live, work, and invest in the country without restriction. 

The capital of Saint Lucia, Castries, serves as a vibrant administrative and economic center, while other regions of the island offer serene residential communities ideal for permanent or seasonal living.

Whether you’re planning to set up a home in the Caribbean, looking for the benefits of a second nationality, or would like more freedom to travel and invest globally, St Lucia could be a great option for you.

Harvey Law Group has helped clients around the world gain St Lucian citizenship and enjoy all the benefits that come with it. Our team will guide you through every step of the Citizenship by Investment process, from selecting the right investment option to handling the paperwork, due diligence, and final approval. 

What Makes St Lucia’s CIP a Top Choice for Global Investors?

St Lucia CIP is one of the most efficient, flexible, and cost-effective pathways to second citizenship in the Caribbean. 

Applicants can choose from a range of investment options, including a government donation, purchasing government bonds, real estate investment, or participation in approved enterprise projects. The minimum contribution starts at just US $240,000, making it one of the most accessible Caribbean citizenship program.

One of the program’s biggest advantages is its speed and simplicity. With no residency requirements and a fully remote application process, most applicants receive approval within four to eight months. St Lucia also allows for the inclusion of eligible family members as dependents.

Beyond the citizenship itself, St Lucia offers a high quality of life, modern infrastructure including good hospitals and education, and a politically stable environment, making it an excellent residency option.

St Lucia also offers a highly favourable tax regime that includes: 

  • No wealth tax
  • No inheritance tax
  • No capital gains tax
  • Corporate tax rate of 30% with possible reductions

What are the St Lucia CIP Eligibility Requirements?

Launched in 2015, St Lucia’s Citizenship by Investment Program has become a popular choice for individuals and families looking to obtain a second nationality. 

To be eligible for the program, applicants need to meet certain eligibility requirements.

Eligibility Requirements for the Applicant

To be considered as an eligible applicant for the St Lucia CIP, applicants must be able to satisfy the following conditions.

  • Applicants must make a qualifying investment
  • Be over 18 years old
  • Have no criminal record
  • Provide all required documents in English
  • Successfully pass a due diligence check
  • Have not been denied a visa from any visa free country  without a subsequent visa approval
  • Applicants must use an authorized government agent

One significant benefit for applicants is that no travel to or residency in Saint Lucia is required at any stage of the application process. The Citizenship by Investment Program is fully remote.

St Lucia Investment Opportunities

To qualify for citizenship in St Lucia, applicants must invest in one of the government approved investment options designed to support St Lucia’s national development. Each option offers a different level of financial commitment. 

St Lucia National Economic Fund

Making a contribution to St Lucia’s National Economic Fund is one of the most direct and accessible routes to citizenship. The National Economic Fund was designed to support the island’s long-term economic development.

What are the Investment Requirements?

The minimum investment amount for the St Lucia National Economic Fund are as follows:

  • US $240,000 for an applicant with up to three other qualifying dependents: 
  • US$ 10,000 for each additional qualifying dependent under 18
  • US$ 20,000 for each additional qualifying dependent over 18.

The investment will only need to be made after the application has been reviewed and approved. The final investment amount depends on whether you’re applying as a single applicant or including family members. 

Government Bonds (National Action Board)

Another option is investing in Saint Lucia’s National Action Bonds. National Action Bonds are government issued, non-interest-bearing bonds. 

What are the Investment Requirements?

A minimum investment of US $300,000 must be made in National Action Bonds. In addition, a non-refundable administration fee of US $50,000 applies.

Unlike the National Economic Fund option, this route does not require additional contributions per dependent, making it a cost-effective choice for larger families seeking citizenship.

To qualify, applicants must invest a fixed amount and hold the bonds in their name for a minimum of five years. These bonds are fully refundable at the end of the holding period, offering a secure and structured route to citizenship.

Dependents

Another advantage of the Saint Lucia Citizenship by Investment Program is the ability to include eligible family members in a single application. The program has a broad definition of “dependents”, allowing for a wide range of family relationships to qualify.

The following individuals may be included as dependents:

  • The applicant’s spouse
  • Biological or legally adopted children under the age of 21
  • Children up to the age of 30 who are fully supported by the applicant
  • Children of any age who have a physical or mental disability and are fully dependent on the applicant
  • Parents of the applicant or their spouse who are over the age of 55 and financially supported by the applicant
  • Parents of any age with a physical or mental disability who rely entirely on the applicant
  • Unmarried siblings of the applicant under the age of 18, with parental or guardian consent

Saint Lucia Citizenship by Investment Application Process

Applying for St Lucian citizenship through the Citizenship by Investment Program is a straightforward process that has been designed to be completed entirely remotely, with no travel or residency required at any stage. 

Step-by-Step Application Overview

1. Choose Your Investment Option
Select the most suitable investment route for your needs, whether a donation to the National Economic Fund or Government bond purchase.

2. Prepare Required Documents
Applicants must gather key documents such as a valid passport, birth certificate, police clearance, proof of address, medical report, and financial statements. All documents must be in English and properly certified. Additional documentation is required for any family members included in the application.

3. Submit Your Application
The applicant’s authorized agent will submit the complete application package to the Citizenship by Investment Unit (CIU) for processing. At this stage, no investment payment is made yet.

4. Undergo Due Diligence
A background check is carried out on all applicants over the age of 16. 

5. Receive Approval-in-Principle
If your application is successful, you will receive an official letter of approval. It is at this point the applicant will be required to make the qualifying investment and pay any applicable government fees.

6. Make the Investment and Finalize Your Citizenship
Once the investment is confirmed, the citizenship certificate is issued and the St Lucian ID can be processed and delivered.

Throughout the process, Harvey Law Group ensures each step is managed with full compliance and confidentiality. Most applications are completed within 4 to 8 months, depending on the investment route and complexity of the application.

Citizenship Benefits: Your Global Access Through St Lucia Citizenship

As a member of the Commonwealth, St Lucia provides its citizens with enhanced global mobility, making it an attractive option for investors, entrepreneurs, and high-net-worth individuals.

Key benefits of St Lucia citizenship include:

  • Visa-free or visa-on-arrival access to over 140 countries and territories, including the Schengen Area, U.K., Hong Kong and Singapore. 
  • The right to live, work, and study in St Lucia and other Organization of Eastern Caribbean States members indefinitely.
  • No requirement to give up your existing citizenship.
  • Citizenship extends to qualified family members, creating family security.
  • No residency requirements before or after citizenship approval.

For business travellers, St Lucian citizenship reduces the need for time-consuming visa applications, enabling smoother access to key markets across Europe, Asia, and the Americas. This level of freedom not only saves time but also creates new opportunities for international trade, investment, and professional growth.

St Lucia citizenship also delivers long-term benefits for families. Children gain access to educational opportunities in the UK, Europe, and other Commonwealth nations, while the citizenship itself can be passed on to future generations.

Harvey Law Group supports clients through every step of the application process, from selecting the right investment option to preparing documentation and ensuring full compliance with program requirements. Our global team brings the local knowledge and international experience needed to secure your second citizenship with confidence.

Living in St Lucia as an American

St Lucia has become an increasingly popular choice for American investors and families seeking a second citizenship. The island offers many familiar comforts including US dollars being widely accepted, well-known American brands are readily available, and direct flights from Miami take just under four hours. 

This accessibility, combined with St Lucia’s stable legal system and high quality of life, makes it an attractive and convenient option for U.S. citizens looking for a new residency location.

In addition to lifestyle benefits, St Lucia offers significant financial advantages. U.S. citizens living abroad may qualify for the Foreign Earned Income Exclusion (FEIE), which allows eligible expatriates to exclude up to a specified amount of foreign-earned income from U.S. federal taxation each year. This means Americans can legally reduce their taxable income while maintaining both their U.S. and St Lucian citizenship.

Combined with St Lucia’s favourable local tax regime, which includes no tax on worldwide income, capital gains, inheritance, or wealth, the CIP offers an attractive solution for Americans looking to diversify their assets, improve their mobility, and secure a second citizenship in a stable, business-friendly jurisdiction.

Read Also: Family Relocation: Antigua & Barbuda Investment Citizenship

Conclusion: Your St Lucia Journey Begins Here

St Lucia is an ideal choice for those seeking both a peaceful lifestyle and smart long-term benefits. Whether your focus is on tax efficiency, global investment opportunities, retirement planning, or simply a more comfortable life in St Lucia, St Lucia could be the choice for you.

At Harvey Law Group, our team provides end-to-end support throughout the entire process, from initial consultation and citizenship application to property acquisition and relocation support, ensuring every detail is handled with care and precision.

Contact Harvey Law Group today to arrange a private consultation and explore your options for St Lucia citizenship.

FAQ

What is the minimum investment required for St Lucia citizenship by investment?

The minimum investment for St Lucia citizenship starts at US $240,000 through the National Economic Fund for an applicant with up to three dependents. Alternatively, you can invest US $300,000 in National Action Bonds plus a US $50,000 administration fee, which is refundable after five years. Harvey Law Group helps clients choose the most suitable investment option based on their family size and financial goals.

How long does it take to get St Lucia citizenship through investment?

The St Lucia citizenship by investment process typically takes 4 to 8 months from application submission to citizenship approval. The timeline depends on your chosen investment route and application complexity. Harvey Law Group’s experienced team ensures your application is properly prepared and submitted to minimize processing delays and maximize approval chances.

Do I need to live in St Lucia to maintain my citizenship?

No residency requirements exist before or after obtaining St Lucia citizenship through investment. The entire application process is conducted remotely with no travel required to St Lucia at any stage. This makes living in St Lucia completely optional while maintaining all citizenship benefits. Harvey Law Group handles the entire process remotely for clients worldwide.

Can I include my family members in my St Lucia citizenship application?

Yes, St Lucia’s citizenship program allows you to include eligible family members as dependents in a single application. This includes your spouse, children under 30 (with conditions), parents over 55, disabled dependents of any age, and unmarried siblings under 18. The program has one of the most generous dependent definitions in the Caribbean. Harvey Law Group helps families structure their applications to include all eligible members efficiently.

What countries can I visit visa-free with St Lucia citizenship?

St Lucia citizenship provides visa-free or visa-on-arrival access to over 140 countries and territories, including the UK, EU Schengen states, Singapore, and Hong Kong. This exceptional global mobility makes St Lucia nationality highly valuable for international business and travel. Harvey Law Group clients frequently choose St Lucia for this extensive travel freedom and reduced visa application requirements.

What are the tax benefits of living in St Lucia as a citizen?

St Lucia offers highly favorable tax conditions including no tax on worldwide income, capital gains, inheritance, or wealth taxes. The corporate tax rate is 30% with possible reductions for qualifying businesses. American citizens may also benefit from the Foreign Earned Income Exclusion when living abroad. Harvey Law Group provides comprehensive tax planning guidance to help clients maximize these St Lucia nationality benefits.

Who is eligible to apply for St Lucia citizenship by investment?

To be eligible for St Lucia citizenship, you must be over 18 years old, have no criminal record, make a qualifying investment, and successfully pass due diligence checks. You cannot have been denied a visa from any visa-free country without subsequent approval, and must use an authorized government agent. Harvey Law Group is an authorized agent with extensive experience guiding clients through eligibility requirements and application preparation.

What is Castries like as the capital of Saint Lucia for residents?

Castries, the capital of Saint Lucia, serves as a vibrant administrative and economic center with modern infrastructure, quality healthcare, and strong legal frameworks. The city offers excellent amenities while other island regions provide serene residential communities ideal for permanent or seasonal living. Harvey Law Group assists clients in understanding different areas of St Lucia and can provide relocation support for those choosing to make the island their primary residence.

Is the St Lucia citizenship investment refundable?

The investment refundability depends on your chosen option. National Economic Fund donations are non-refundable contributions supporting the island’s development. However, National Action Bonds investments are fully refundable after a five-year holding period, making them attractive for investors seeking eventual capital return. Harvey Law Group helps clients understand the long-term implications of each investment route and select the option that best matches their financial objectives.

Can Americans benefit from moving to St Lucia while keeping US citizenship?

Yes, Americans can obtain St Lucia citizenship without giving up their US nationality, as St Lucia allows dual citizenship. US citizens living in St Lucia may qualify for the Foreign Earned Income Exclusion, potentially reducing their US tax liability while benefiting from St Lucia’s favorable tax regime. Harvey Law Group specializes in helping American families navigate the transition to living in St Lucia while maintaining both citizenships and optimizing their tax situation.

About the Author

Jean-François Harvey

Jean-François Harvey

Founder & Managing Partner

Jean-François Harvey is recognized internationally as an expert in immigration law, and he brings a wealth of experience in providing comprehensive immigration law services to corporations and high net worth individuals.

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